| There are lots of things in life that can kill your credit | | | | There's no such thing as one size fits all car insurance, |
| score. Slipping behind on your bills. Losing track of your | | | | and it's up to you to find the one that's right for you. |
| credit card statements (or just plain losing them!). | | | | Make sure you're doing it the right way, however, or |
| Applying for too many loans, opening too many credit | | | | the damage to your checkbook, your credit score and |
| accounts. You've heard the spiel. You know the story. | | | | your financial future could be more than you can bear. |
| But do you know how much damage your car | | | | Did you know that every time your car insurance |
| insurance coverage (or lack thereof) can do to that all | | | | policy cancels for a non-payment of your premiums, |
| important three digit number? | | | | your insurance provider reports it to the proper |
| If you're sick and tired of reading about your credit | | | | authorities? In plain English, that means they're going to |
| score, what's wrong with your credit score and ways | | | | run out and tell Experian, Equifax and TransUnion, the |
| to improve your credit score, it's all good. You're | | | | terrible trio in the world of credit reporting, all about it. |
| certainly not the only one. It seems like you can't even | | | | Not paying your bills does bad, bad things to your credit |
| turn around these days without practically tripping over | | | | score. |
| it. You need good credit to get a loan, a house, a job, a | | | | Then there's the part where you suddenly become a |
| car. Before too much longer you're going to need to | | | | high risk driver because they assume that you're |
| flash your credit score before you'll be able to walk | | | | driving around uninsured. It really is a nasty state of |
| into today's upscale boutiques! Credit's important, and | | | | affairs. It's so much easier to just pick up the phone as |
| it's up to you to take care of it. | | | | soon as you find out you're not really saving hundreds |
| Once upon a time drivers would find the nearest car | | | | of dollars a year and let your current insurance |
| insurance companies, choose two or three, talk to an | | | | provider know you need to cancel your policy and |
| agent, find out which one would cut them the best | | | | when. It's only a phone call. You make them every day. |
| insurance rates and stay with that company for the | | | | And this one has a much longer lasting effect on your |
| rest of their lives. While there's something to be said | | | | future than the pizza you ordered for dinner last night! |
| about company loyalty (and long term customer | | | | Swapping car insurance companies is good for your |
| discounts) there's something to be said about basking | | | | insurance rates, but if you're going to play the game it's |
| in the light of the benefits and goodies that today's | | | | important to make sure you're playing it right. |
| insurance companies are using to lure in new drivers | | | | Otherwise, you're going to find yourself playing the |
| and expand their clientele. | | | | pawn in a desperate race to preserve your financial |
| Let's face it. If you're sticking with the same car | | | | assets instead of sitting back and basking in the glory |
| insurance company, you're probably paying too much. | | | | of the Bermuda vacation you're going to take as soon |
| Every car insurance company has its own policies | | | | as you find out how much you could be saving-and |
| when it comes to discounts, coverage levels, etc., etc. | | | | what else you can do with it! |